Итоги голосования для комментария:
Макс Снова прорекламирую игру Dread The First book of pandemonium. Вот цитата из правил:
"If your Disciple ever reaches 0 Life, then it’s time to Retire. This means that your character is going to die. However, death is not immediate. Instead, your Disciple gets 12 Life and 24 Fury. Immediately. You get to close out your last case. Do what you have to to take down your target, and then everybody has to shut the fuck up while you narrate a glorious death for your character. You can die quietly, in the snow, or you can die fighting. Go all out. Then roll up a new one."
По-моему очень хорошее правило (=
P.S. На drivethru есть бесплатно кусок рулбука. Очень большой кусок, фактически все правила без сеттинга.